UPBVIP Cards

Experience seamless global trading anytime, anywhere

UPBVIP, in collaboration with StraitsX, has launched a card service. With a simplified application process, you can enjoy a convenient payment experience and easily track your spending and expenses.

30 sec
Card Issuance
Instant ↑
150+
Countries Coverage
Global ✓
Bank-Grade
Security
Certified ✓
•••• •••• •••• 7777
UPAY VIP
VALID09/28
•••• •••• •••• 5528
UPAY PLATINUM
VALID06/29

FUND SECURITY

Every transaction is protected by bank-grade security — from technology to compliance

Transaction Notification
Real-time push alerts for every transaction — stay in control 24/7
Instant Card Lock
Freeze your card instantly with one tap — millisecond response
3DS
3D Secure dual-factor authentication for all online payments
CVC2
Dynamic CVC2 protection prevents unauthorised card-not-present fraud

Why UPBVIP

By choosing UPBVIP card, you will enjoy globally accepted in-store transactions, local and overseas cash withdrawal, making your travel and work more convenient. You can also shop online anytime, whether you need to pay thousands of dollars for online shopping or a few dollars for a taxi ride, UPBVIP card can complete the payment for you in one go.

Offline consumption
Accepted at 150+ countries worldwide — VISA & Mastercard dual-network coverage for in-store purchases everywhere
Online Shopping
Shop on Amazon, Shopify and all major global platforms — from taxi rides to luxury goods, one card handles it all
ATM Withdrawal
Access cash at ATMs worldwide with transparent fees and no hidden charges
Offline consumption
Online Shopping
ATM Withdrawal

Platinum
Virtual Card

Single transaction up to USD 20,000

Compatible with Apple Pay and Google Pay
Widely accepted
Ultra-low fees – 1.5% fee and no FX charges

•••• •••• •••• 8888
PLATINUM MEMBER
VALID12/28
•••• •••• •••• 7777
UPAY VIP MEMBER

Platinum
Physical Card

Single transaction up to USD 100,000
Tap and pay.
Multi-scenario spendings

UPBVIP Partnership

Three ways to get involved — whether as an individual, agency, or enterprise partner

Individual
Apply Personal Debit Card
Instantly apply for your personal debit card and start enjoying seamless global payments in 150+ countries
Agency
Join Us As An Agency
Become an authorised UPBVIP agency and share in our growing global financial services network with generous commissions
Business
Business Partnership
Enterprise-grade payment solutions with full API integration to accelerate your cross-border business growth

GET STARTED

All you need to do to complete your debit card application is complete the following four steps

01
Create an Account
Register through our website with a phone number
02
Complete KYC
Enter your essential personal data and upload your proof of identity
03
Activation
Activate your debit card through our platform
04
Deposit funds
Deposit funds to set your debit limit

USER GUIDE

How To Inject Deposit Funds
LOGIN > DEPOSIT FUNDS
Once you have completed the activation process, you will need to inject deposit funds to obtain a debit limit.
1
Complete registration & activation on the UPBVIP website
2
Click "Deposit Funds" in the top-right after login
3
The system balance will be automatically updated
4
Card limit is now set — start spending globally
How To Lock The Card Instantly
LOGIN > LOCK CARD
Whether you suspect unauthorised transactions or any other reason to secure your account, you can temporarily lock your debit card to safeguard your fund security.
1
Log in to the UPBVIP website and navigate to "My Cards"
2
Click the "Lock" button on the card settings page
3
Card lock takes effect instantly — unlock any time
How To Report The Lost Of Debit Card
LOGIN > LOST CARD
In order to safeguard your funds, you should report immediately if your debit card has been lost or stolen.
1
Log in to the UPBVIP website and go to card settings
2
Select "Report Lost Card" from the security menu
3
Enter the Time/Place and confirm via mobile "Confirm"
4
Contact customer service to process a card replacement
APPLY YOUR EXCLUSIVE DEBIT CARD NOW
Start your seamless global trading journey today — zero annual fee, instant issuance
Powered by StraitsX

UPBVIP Cards Program is a debit card co-branded by UP(SG) and StraitsX.

UP(SG) is the Singapore branch of chip Technology offering crypto-based services to SG users powered by StraitsX.

StraitsX provide the Digital Payment Token Services by providing a StraitsX account for each of the SG cardholders, and also perform KYC and AML monitoring on the Cardholders for the usage of the linked StraitsX account.

Instant Card Issuance
Virtual card ready in 30 seconds after KYC approval
150+ Countries Coverage
Spend, withdraw, and transact globally with zero friction
Bank-Grade Security
PCI DSS Level 1 certified with full KYC & AML compliance